Broker Check


The Introductory Meeting

We introduce you to our firm, our views on wealth management and financial Life-Planning. This is a time for us both to get to know each other, a time of mutual questioning. You will better understand our philosophy and we will gain insight into what you are looking for as well as how we can best be of service to you, your family or your business.

The Discovery Session

Here is where we will conduct the ETHICAL Needs Analysis. We will deepen our relationship in order to provide you with unique and customized solutions for your financial life plan.

E— expectations of Income

T— tolerance for risk

H— horizons — time

I— income tax & capital gains considerations

C— constraints — social or emotional

A— attitude toward our communications plan

L— liquidity needs.

Financial Life & Wealth Management Proposal Presentation

Financial life planning is an evolving process of discovery. Our investment philosophy is simple. There is no one portfolio that is appropriate for all individual investors. The optimal portfolio will depend on the amount and timing of cash flow needs, tax considerations as well as market conditions.

Implementation Meeting

We will answer all your questions and complete all the necessary documents to put your financial life plan and investment managment program into action. We will then monitor any money transitions or new accounts and keep you posted on the progress.

The Continued Communication plan & Review

Our ability to be a resource to you, your family and/or your business is directly related to your trust in us. Your attitude toward our communications is important and will be the basis for your customized communication plan. Your preference may be for annual, semi-annual or quarterly review meetings. This regular and consistent communication allows us to provide you with highly customized and personalized ideas, concepts and solutions to make your plan come alive.